Ramit’s IWillTeachYouToBeRich.com Series — Tip #20: Change the date of Christmas — NMBankruptcyBlog.com

This is a link to the twentieth in an ongoing series billed as 30 Day Challenge to save $1,000 by Ramit Sethi at IWillTeachYouToBeRich.com, his blog on personal finance (banking, saving, budgeting, and investing) and personal entrepreneurship. His series outlines the various ways we can keep money in our pockets.

Tip #20: Change the date of Christmas

How you save money with this tip is up to you…but the moral of the story is this: there’s real money in being flexible when it comes to holidays and other celebrations.

Ramit hosts a guest post by Erica Douglass.  She gives an example of where an “early Christmas” visit saved thousands of dollars over having traveled during the peak holiday flying times (and rates). This might be challenging emotionally, but the savings can be very much worth it.

For the rest of the post click here.

For previous tips: Tip #1: Pack lunches for the rest of the week, Tip #2: Turn your thermostat down 3 degrees, Tip #3: Sell something on eBay today, Tip #4: Involve your friends in your savings challenge, Tip #5: Optimize your cellphone bill, Tip #6: Use gas prices to become your own hedge fund, Tip #7: Create a “No Spending” day once a week, Tip #8: Implement the A La Carte Method, Tip #9: Only buy new things when replacing something old, Tip #10: Use the free rewards from your credit card, car insurance, and workplace, Tip #11: Never pay full retail price for clothes (or eyeglasses) again, Tip #12: How I’m saving $2,000 on eating out in 2009, Tip #13: How to negotiate your car insurance, Tip #14: Use self-persuasion to share how much you’ve saved so far, Tip #15: Forget going to a bar — ask people over for dinner, Tip #16: Cancel any large purchases this month, Tip #17: Buy generic for the stuff you don’t care about, Tip #18: No Christmas gifts this year, Tip #19: Save Money, Eat Well, and Look Hot in Less Than an Hour

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