Here’s from their Step #14:
Unfortunately, bad things sometimes happen to good people.
And bad things happen to communities and countries. We’re in bad financial times. Be careful not to let feelings of entitlement or anger at what may be injustice blind you to the need to protect yourself and your family financially. Be careful, exercise preventive care, and when bad happens, take especially care.
Earlier posts in the series: #1: Commitment to change, #2: Assess your financial situation, #3: Clearing out financial clutter, #4: Set yourself up for success, #5: Get copies of your credit reports, #6: Clean up your credit report, #7: Make your money count, #8: Identify your starting point, #9: Do You Pass the Debt Test?, #10: Set your priorities, #11: Set SMART financial goals, #12: Set short-, mid-, and long-term goals, #13: Paying down debt is a smart financial move